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Making His Own Luck

Howard Engel

Howard Engel

"I attended The University of Tampa and have the education and skills to teach all sports," says Howard Engel '64 to Hyman Krakower, a professor at the City University of New York, just months after graduating from UT and moving back to New York City. Krakower was looking for someone certified to teach a variety of sports, and Howard convinced him that he was the right man for the job. So started Howard's long career at CUNY Baruch College.

Though Howard was at CUNY to enroll as a master's student in the health education program, he became a professor instead, soon fulfilling the promise he made that day to earn his doctorate of education from St. John's University in Queens, N.Y.

This wasn't the first time that Howard "made his luck." In 1960, Howard was part of the first wave of freshmen recruited from the Northeast. "I was 18 years old, and I thought I was hot stuff," he jokes.

Howard's life in New York was miles away from UT. He had to go to Maas Brothers to buy shirts and ties to fit the dress code. He still remembers the "only half of you will still be here in four years" speech at orientation. Howard knew he would have to work hard in the classroom.

"I got a B-minus average my first semester. Then I made dean's list every semester until graduation," he says. Because he didn't have any money, he also knew he would have to work hard outside the classroom.

"There was a Maas Brothers warehouse behind the baseball stadium by the train tracks where we worked night shift," Howard recalls. "They used to lock us in there at 10 p.m. and let us out the next morning at 6. I tried to work nights when I didn't have classes in the morning." Howard also worked as a lifeguard at the downtown YMCA, on the waitstaff at the Valencia Garden restaurant and delivering cigars in Ybor City. He couriered cars from Florida to New York to get home and back.

At CUNY, Howard coached baseball, soccer, basketball, bowling and golf. His avocation was baseball—officiating with the New York City Public School Athletic League, where he is in the hall of fame.

UT professor Miller Adams helped Howard discover his passion for organizing sports programs. "He was like a second father to me," Howard says.

As a UT student, Howard added several sports to the intramural programs. "Back then, it was the Independents versus the Greeks. I was a member of the P.E. Major Club," Howard says with a wide grin.

For Howard and his wife of 47 years, Natalie, UT is a family affair. Their daughter, Faith Ann '89, and niece, Felicia '89, are proud UT alumnae. That is another reason why Howard and Natalie decided to include a gift to UT in their estate plans. Their generosity will ensure that the Engels will be part of the UT family for generations to come.

A charitable bequest is one or two sentences in your will or living trust that leave to The University of Tampa a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

Bequest Language

The official legal bequest language for The University of Tampa is: "I, [name], of [city, state, ZIP], give, devise and bequeath to The University of Tampa [written amount or percentage of the estate or description of property] for its unrestricted use and purpose." 

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to The University of Tampa or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate, or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the gift tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and receive an immediate federal income tax charitable deduction. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to The University of Tampa as a lump sum.

You fund this trust with cash or appreciated assets—and receive an immediate federal income tax charitable deduction. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to The University of Tampa as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and The University of Tampa where you agree to make a gift to The University of Tampa and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

Personal Estate Planning Kit Request Form

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eBrochure Request Form

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