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Q&A: Investing in UT Students

Encouraging Alumni to Keep Connected With UT

Robbins Denham

Robbins Denham '51 is giving back to UT in honor of the positive contributions the University made in his life.

Robbins Denham '51
Major: English
Profession: Retired contractor and owner of American Home Improvement Co.

Q. Where were you born and raised?
A. I was born in the Seminole Heights neighborhood in Tampa, Florida, in 1927, and attended local schools, graduating from Hillsborough High School in 1945.

Q. Why did you attend The University of Tampa?
A. After my enlistment in the U.S. Navy Reserve, I attended the University of Alaska Fairbanks for my first year of college, working full time at night. Fortunately, with the G.I. Bill, I was able to enroll at The University of Tampa in September 1948.

Q. Did you participate in co-curricular activities?
A. I was on the debate team and traveled to Stetson University and Florida State University. Florida Southern College came to UT.

Q. Did you live on campus?
A. I lived at home on Florida Ave. at Palm Ave., and walked to and from the University.

Q. Favorite class or professor?
A: My favorite classes were speech with Dr. MacGillivray and poetry with H. G. Baker, Ph.D. They really made poetry sound beautiful and knew many poems by heart!

Q. Did you have a favorite place on campus?
A: My favorite place to hang out was the main lobby of Plant Hall, where there were always other students with whom to visit. Next was the library for study.

Q. Did you work while you were at UT?
A. I had several part-time jobs such parking cars during the Florida State Fair and working at the election board before and during elections. Between classes, I was also a reader for a blind veteran at UT. A good number of the students at UT were in wheelchairs (polio or wounded veterans).

Q. Why do you think it's important to give back to UT?
A. I've always been grateful for the contribution UT made to my life, and I wanted to give something back. Following both my sons' graduations from college, I was finally able to do something and started with small annual gifts to the development fund, which directly benefits the students.

Q. Why did you decide to initiate a gift annuity with UT?
A. Having heard that the charitable gift annuity is a means of increasing my current income, which I needed to do at that time, while leaving a gift to the University at the same time, I saw that it was the way for me to go. The UT Office of Planned Giving took care of the details of transferring some securities and sending me the added income each month.

Q. Would you encourage other alumni to give back?
A. I strongly recommend any former UT students to come back to the greatly expanded campus, attend homecoming—especially the luncheon—hear Ronald Vaughn, Ph.D., talk about the future of UT, and then consider whatever investment you can make in this outstanding University.

Join Robbins in Supporting Future UT Students
Contact The Office of Planned Giving at 813-258-7373 or to request a personalized illustration that will show you the benefits of establishing a charitable gift annuity in support of UT. You can also run the numbers yourself, using our Gift Illustrator.

A charitable bequest is one or two sentences in your will or living trust that leave to The University of Tampa a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

Bequest Language

The official legal bequest language for The University of Tampa is: "I, [name], of [city, state, ZIP], give, devise and bequeath to The University of Tampa [written amount or percentage of the estate or description of property] for its unrestricted use and purpose." 

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to The University of Tampa or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate, or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the gift tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and receive an immediate federal income tax charitable deduction. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to The University of Tampa as a lump sum.

You fund this trust with cash or appreciated assets—and receive an immediate federal income tax charitable deduction. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to The University of Tampa as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and The University of Tampa where you agree to make a gift to The University of Tampa and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

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